3 steps a 30-year-old millionaire took to go from earning $50,000 a year to financial freedom

After Victoria graduated from university, she was making CAD$50,000 a year, owed CAD$40,000 in student loans, and struggled to manage her money. She wound up spending more money on things that made her look successful, like designer items, without working towards any of the long-term goals she'd set for herself, like paying for her wedding, buying a house, or feeling financially secure enough to have kids. "I realized that more money wasn't going to solve my problems if I didn't know how to use it, and that's when I created this new model for myself, thinking, 'You can be rich making $40,000 a year and broke making $100,000,' and really it's all about what you do with it."So Victoria began learning everything she could about personal finance. "I believe the way you need to think about it is putting your money where it's going to work hardest for you." Victoria began first by investing in the housing market. "Most people don't think of their own property as a way to make money." Victoria also invests in exchange-traded funds (ETFs). She makes sure to enjoy life and spend on the things that bring her joy, but never go into excess.Says Victoria, "I think the biggest thing people need to understand is finding what enough means to them."