American Express Gold Card vs Capital One Venture Rewards Credit Card: Which is the best for your needs?

(Calculated using a sample annual spending budget of $21,852 provided by location intelligence firm Esri.)If you're looking to earn rewards and benefit from numerous perks, such as Global Entry and TSA PreCheck credits, up to $120 annual dining credit and generous welcome bonuses, one of these cards can be a great addition to your wallet.Below, CNBC Select reviews both cards, so you can choose the one that provides the most benefit for your spending habits.The American Express® Gold Card has a higher $250 annual fee compared to the Capital One® Venture® Rewards Credit Card, which is $95 annually and waived the first year. Whether you're looking to earn flat-rate rewards on everyday spending or higher rewards in bonus categories, one of these cards can be a great fit.If you're looking for high travel rewards, the Capital One® Venture® Rewards Credit Card is the best option with 5X miles on hotel and rental cars booked through Capital One Travel℠ and 10X miles on thousands of hotels at hotels.com/venture (through January 2020).However, if you rather earn more rewards on restaurants and groceries at U.S. supermarkets, the American Express® Gold Card can be a great asset with its 4X Membership Rewards® points at restaurants worldwide and U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).Beyond rewards, the American Express® Gold Card offers more premium perks and annual statement credits than the Capital One® Venture® Rewards Credit Card, which can be helpful to offset the card's higher $250 annual fee.While both of these cards are good options for travelers, there are alternative options that may be a better fit for your needs.