Millionaire YouTuber Graham Stephan details savings, real estate tips - Business Insider

"Statistically I should not have been successful whatsoever, but I had an interest in working hard and making money, and saving as much as I can and really taking an interest to investing."Stephan said his journey to wealth began in 2008, when he received his real-estate license and started working as an agent."The commissions that I was earning were so sporadic, I didn't know when the next deal was coming, so I just saved everything," he said. "That's just fun for me."Though that coffee may seem like a trivial purchase given his seven-figure income, Stephan said his whole philosophy really comes down to optionality."To me, the more money I save, the more options it gives me, and if I can cut back on the things that don't matter — like coffee — and spend it more on the things that do, I just get enjoyment from that," he said.