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Now is the time for a universal digital wallet?and Google can?t make it happen on its own

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The New York Times
SOURCE: https://fortune.com/2022/05/11/universal-digital-wallet-google-payments-tech-bill-ready/
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Summary

Technology advances and a global pandemic have accelerated the acceptance of digital payments and IDs. Now, everyone needs a place to hold them.

As said here by Bill Ready