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Callum Bains
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If you’ve not checked your Microsoft account balance for a while, you might want to hop online and remind yourself if you’ve any leftover funds waiting to be spent.Your Microsoft account balance is used to buy Xbox Series X|S or Xbox One games from the digital Xbox store. If you’ve redeemed a gift card or added money directly to your account using a credit card, you can rest assured that the funds will be safe and sound for as long as Microsoft’s servers are active. If you’ve added funds to your account by redeeming points through Microsoft Rewards, you do need to watch out. Right now, you can redeem 6,300 points to net a £5 Xbox gift card, the value of which will be added directly to your Microsoft account.
As said here by Callum Bains